Mortgage Rates
Today's mortgage rates reflect a variety of loan types, including fixed-rate* and adjustable rate** mortgages.
| Loan Type | Rates | APR |
|---|---|---|
| 15-Year Fixed Rates | 5.000% | 5.283% |
| 30-Year Fixed Rates | 5.875% | 6.048% |
| 5-Year ARM Adjustable Rates | 5.625% | 6.682% |
| 10-Year ARM Adjustable Rates | 5.875% | 6.454% |
Last Updated Sep 17, 2025
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*Rates assume a 30 year conventional fixed or a 15-year conventional fixed-rate for qualified borrowers. The Annual Percentage Rate (APR) is based on a loan amount of $300,000 with a down payment of 25% and 1 point ($3,000) for highly qualified borrowers. This is not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement. Interest rate availability and amount of credit available are subject to individual credit qualifications. Payments do not include taxes, homeowner's insurance or mortgage insurance. Mortgage rates subject to change.**Rates assume a 30 year conventional adjustable-rate mortgage. Interest rate and APR can change after the initial fixed-rate period. The Annual Percentage Rate (APR) is based on a loan amount of $400,000 with a down payment of 25% and 1 point ($4,000) for highly qualified borrowers. This is not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement. Interest rate availability and amount of credit available are subject to individual credit qualifications. Payments do not include taxes, homeowner's insurance or mortgage insurance. Mortgage rates subject to change.
