Mortgage Rates

Today's mortgage rates reflect a variety of loan types, including fixed-rate* and adjustable rate** mortgages.

Loan Type Rates APR
15-Year Fixed Rates 5.000% 5.283%
30-Year Fixed Rates 5.875% 6.048%
5-Year ARM Adjustable Rates 7.125% 7.586%
10-Year ARM Adjustable Rates 7.375% 7.624%

Last Updated Sep 12, 2025

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*Rates assume a 30 year conventional fixed or a 15-year conventional fixed-rate for qualified borrowers. The Annual Percentage Rate (APR) is based on a loan amount of $300,000 with a down payment of 25% for highly qualified borrowers. This is not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement. Interest rate availability and amount of credit available are subject to individual credit qualifications. Payments do not include taxes, homeowner's insurance or mortgage insurance. Mortgage rates subject to change.**Rates assume a 30 year conventional adjustable-rate mortgage. Interest rate and APR can change after the initial fixed-rate period. The Annual Percentage Rate (APR) is based on a loan amount of $400,000 with a down payment of 25% for highly qualified borrowers. This is not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement. Interest rate availability and amount of credit available are subject to individual credit qualifications. Payments do not include taxes, homeowner's insurance or mortgage insurance. Mortgage rates subject to change.