FHA Loans


Backed by the Federal Housing Administration, FHA loans allow borrowers to qualify for a loan with a low down payment and lower credit scores than standard conventional loans. This has made the FHA loan a popular choice for First Time Homebuyers as well as those who are rebuilding their credit after a setback.

While those may be the groups that have historically looked to FHA loans for their new home financing, with it’s easier qualification, FHA loans may be the right choice for any potential home buyer


FHA vs. Conventional

Low Down PaymentCheckmarkCheckmark
Low Credit ScoreCheckmark 
Mortgage Insurance**CheckmarkCheckmark
Easier Underwriting GuidelinesCheckmark 
Relaxed Property Standards Checkmark

**Conventional loans require Mortgage Insurance when you put less than 20% down. FHA requires Mortgage Insurance on all loans regardless of down payment.

Talk to one of our professional Mortgage Consultants today to learn about which mortgage option is right for you!

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