How Fixed Interest Rate Loans Work
If you are planning on staying in this home for the long haul or just looking for some stability in your monthly payment, a fixed rate loan is likely the right choice for you. With a "fixed" rate loan the interest rate remains the same over the term of the loan so your payments remain the same as well.
While there are several different repayment term options, 10, 15, 20, & 30 years, most people elect to go with a 30 or 15-year term
15- vs. 30-Year Mortgage
15-year | 30-year | |
Lowest Payment | ||
Lowest Rate | ||
Least Amount of Interest Paid |
Talk to one of our professional Mortgage Consultants today to learn about our fixed rate loans and other mortgage options!
Looking to see how much you can afford or just estimate the payments on your new home? Our calculators can help guide your next big decision!
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