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SIRVA Mortgage Blog

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  • man and woman reviewing mortgage insurance documents

    How Much is Mortgage Insurance & Do I Need It?

    Wondering if you need mortgage insurance and how it might affect your monthly mortgage payment? Find out how mortgage insurance is calculated, when it is required, and the factors that impact mortgage insurance prices in this post.
  • man and woman researching homes on laptop

    How Much House Can I Afford?

    Sticking to a budget will help you stay on track when it comes to buying a new home. In this article, we'll help you calculate how much house you can afford and share some useful home-buying tips to help you avoid overspending.
  • man and woman speaking to home appraiser

    Your Appraisal is Lower Than the Offer - Now What?

    What happens when the appraisal comes in lower than the offer you made? Learn how to overcome and challenge your low appraisal in this blog post.
  • beautiful home secured with a non-conforming loan

    Mortgage 101: Conforming vs Non-Conforming (Jumbo) Loans

    Understanding the differences between conforming and non-conforming (jumbo) loans can set you up for success during the home buying process. We'll walk you through the requirements of each loan to help you decide which mortgage is right for you.
  • older man speaking with an experienced loan officer

    The Importance of an Experienced Loan Officer

    Having an experienced loan officer will tremendously help you throughout the home buying journey. In this post, we explain what a loan officer does and how they can guide you through the mortgage application process.
  • mortgage lender shaking veteran's hand after he secures a VA loan

    Essential VA Loan Requirements Guide

    The Veterans Administration Loan is a mortgage program specifically designed for veterans and their families. We'll guide you through the requirements of the VA loan in this blog post and review the benefits of getting a VA loan to assist you throughout the home buying process.
  • man and woman smiling at laptop after being accepted for an FHA loan

    Understanding FHA Loans and Application Requirements

    Are you having trouble qualifying for a mortgage? Learn more about FHA loans and how they can work for you. By understanding the application requirements you'll be one step closer to owning the home of your dreams.
  • couple reviewing mortgage amortization schedules

    Understanding Mortgage Amortization Schedules

    Mortgage amortization can be a tricky concept to understand if you're new to the home buying process. That's why we've broken down everything you need to know about mortgage amortization schedules in this blog post.
  • couple reviewing conventional mortgage pros and cons

    Conventional Mortgage Pros and Cons

    Are you struggling to decide whether a conventional mortgage is right for you? We have you covered. In this blog post, we'll review the pros and cons of conventional loans to help you make an informed decision.
  • Man conducting title search

    What is a Title Search and Why is it Important?

    Title searches are an important step of the home buying process. In this article, we'll review what a title search is, why the buyers and sellers need title searches, and why title searches are important step in the home buying process.
  • couple speaking with closing agent during closing process

    What Happens When Closing on a House

    Ever wondered what happens during the closing process? We're here to help. We'll walk you through what to expect pre-closing, how to prepare for closing costs, and which documents you'll be required to sign during the closing process.
  • Couple preparing for mortgage underwriting process

    Understanding the Mortgage Underwriting Process

    Understanding the mortgage underwriting process can be difficult for new homeowners to understand. That's why we've broken down what mortgage underwriters do, how the mortgage underwriting process works, and how to smoothly secure a home loan in this article.
  • Couple reviewing mortgage process with loan officer

    Navigating the Mortgage Process Maze

    New to the mortgage process? No problem. We outlined the most crucial parts of the mortgage process to help you secure the home of your dreams. From receiving mortgage pre-approval to closing your mortgage, we have all the answers you'll need to become a successful homeowner.
  • Couple house hunting with realtor after getting pre-approved

    Mortgage Pre-qualification vs Pre-approval

    Learn about the difference between a mortgage pre-qualification and pre-approval, when to get pre-approved, and what advantages there are compared to getting pre-qualified.
  • 9 Tips for Applying for a Mortgage

    9 Tips for Applying for a Mortgage

    We've put together nine tips to help you prepare for applying for a mortgage, finding a lender, and financing a home. Knowing these tips in advance will help your mortgage application and home buying process go smoothly.
  • News-default-Image

    SIRVA Earns Highest Average Score in Relocation Mortgage Overall Satisfaction

    SIRVA Worldwide Relocation and Moving, the leading global relocation and moving service provider, received the highest average score for its mortgage product among national competitors in the 26th Nationwide Relocating Employee Survey by Trippel Survey & Research, LLC©.
  • Technology Reshapes Homebuying During COVID 19

    For most of us right now being at home is everything. School, work, entertainment and countless meals are happening without ever venturing outdoors. In a time when social distancing is more important than ever, borrowers are considering what impact the new constraints due to COVID-19 will have on home buying and the financing process.
  • News-default-Image

    COVID-19 Industry Update

  • SIRVA Mortgage Launches New Website

    We are thrilled to announce the launch of our newly designed website sirvamortgage.com. After months of hard work and dedication, we are proud to take another step on our mission to provide our clients and customers with a world-class experience from beginning to end.
  • Annual Home Maintenance Calendar

    So, you’ve bought a home…now what? It doesn’t come with a manual on how to take care of it. You’ve probably heard your friends complain about unexpected issues and catastrophes that end up costing them an arm and a leg – which they chalk up to “home ownership”. Well, what if you could avoid some of these big issues by staying on top of your home maintenance – would you do it? Of course you would. So, grab your calendar and a pen and write down reminders for yourself.
Let us know how we can help you. We're here to guide you through all your mortgage needs.
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Seven Hills, OH 44131

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To view our privacy policy please click here. 

This is not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement nor is this notice of loan approval. Mortgage approvals are rendered based on individual credit qualifications.    

Sirva Mortgage is an equal opportunity lender engaged in the business of originating residential mortgage loans. We are licensed or authorized to conduct mortgage loan origination in all 50 states plus the District of Columbia. Sirva Mortgage is not a depository institution and does not act or represent itself as a full-service bank.  Reference to the term “mortgage banker” is a common, accepted industry term referring to companies engaged only in the business of making mortgage loans. Various state laws and regulations and our license type(s) in various states refer to us as a mortgage lender, mortgage banker or mortgage broker. For our Privacy Policy and Affiliated business relationships disclosures please visit https://mortgage.sirva.com/about/about-sirva-mortgage. Please see the complete required license disclosure below. Call 800-531-3837 for more information.

Your APR on a refinance may differ from your Note Rate. For those looking to refinance – even if your refinanced rate or APR is lower, by refinancing your existing loan, your total finance charges may be higher over the life of the refinanced loan.

Sirva Mortgage, Inc. NMLS ID #2240, for licensing information, go to: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2240. Main Office Address is 6000 Lombardo Center, Suite 500, Seven Hills, OH 44131; Telephone: 1-800-531-3837. We are licensed by/as (among others): Arizona Licensed Mortgage Banker, License #0901430; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130944; Georgia Residential Mortgage Licensee #6221; Illinois Residential Mortgage Licensee #MB.0004037- Illinois Department of Financial and Professional Regulation (IDFPR), Division of Banking, Mortgage Banking Section, 555 West Monroe Street, Suite 500, Chicago, IL, 60661, (312) 793-7090; Kansas Mortgage Company License #MC.0025314; Massachusetts Mortgage Lender License #ML2240; Nevada Licensed Mortgage Banker License #1043; Licensed by the N.J. Department of Banking and Insurance; Licensed Mortgage Banker – NYS Banking Department; Oregon Mortgage Lending License #ML-186; Rhode Island Licensed Lender; Texas Mortgage Banker Registration #2240; WA Consumer Loan Company License #CL-2240.

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

In Illinois - The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Licensed Mortgage Loan Originators’ NMLS IDs are available upon request for licensing information, go to: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2240. 

Sirva Mortgage earned the highest average score from relocation managers among national competitors in the 17th Annual Relocation Managers Survey for 2019 by Trippel & Research Survey, LLC©.

Sirva Mortgage earned the highest average score from relocating employees among national competitors in the 26th Nationwide Relocating Employee Survey for 2020 by Trippel Survey & Research, LLC©.