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SIRVA Mortgage Blog

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    From House to Haven: Personalizing Your Space for Joy and Comfort

    Transform your house into a home with creative tips on infusing personality, warmth, and memories into your space, focusing on understanding your space, setting a personalized theme, color psychology, personal memorabilia, and mixing textures.
  • dream home

    Saving for Your Dream Home While Renting: Practical Tips from Sirva Mortgage

    Sirva Mortgage offers tips for renters to save for homeownership: budget wisely, cut rental costs, automate savings, and seek down payment help.
  • exploring

    Exploring Your New Neighborhood: A Renter's Guide

    Explore and integrate into your new neighborhood with Sirva Mortgage's tips: walk, dine locally, join groups, volunteer, and more, aiming for a seamless transition to homeownership.
  • House Hunting in winter

    Chill-Proof Your House Hunting: Top Tips for Property Searches in Winter

    Tips for successful house hunting in winter: dress warmly, plan daytime viewings, check heating & insulation, assess snow removal, inspect plumbing & more. Get preapproved online to warm up your homebuying journey
  • Selling a house during the holidays

    Unlocking the Magic: Tips for Selling Your Home During the Holiday Season

    Selling your home during the holidays? Enhance your chances with the tips and tricks outlined in this blog.
  • GettyImages-87506305

    Things to Keep in Mind During a Home Inspection

    Home inspections are crucial for ensuring the safety and integrity of a home. A thorough inspection can uncover potential hazards such as mold, asbestos, or faulty wiring, which can all pose serious risks to occupants. Additionally, identifying repair needs early on can prevent costly repairs down the line. It's important to hire a professional inspector who is trained to spot these issues and provide a comprehensive report. Overall, investing in a home inspection can provide peace of mind and prevent future headaches.
  • pexels-christina-morillo-1181248

    Trigger Leads: What Are They?

    This blog post discusses the topic of trigger leads, how people can protect themselves, and resources that can help.
  • Couple working with mortgage lender

    What Term is Best for You: 15 vs 30 Year Mortgage

    Understand the benefits and risks of 15- and 30-year mortgages, so you can make an informed decision about which term is best suited to your needs.
  • How to sell your house blog image for sale sign

    Tips for Selling Your House

    If you're considering selling your home, but you don't know where to start, this blog post is perfect for you. Learn how to sell your home with our professional tips, including hiring a real estate agent, appropriate pricing and preparing your space inside and out.
  • couple remodeling home

    Should You Remodel or Move?

    If your current home is not meeting your needs and you are wondering if you should remodel or move, this blog post will help you decide what is best for you. Read about the pros and cons of each option and then make your ideal home happen.
  • couple speaking to real estate agent

    Buyer’s Market vs Seller’s Market

    Should you wait for a buyer's market to purchase a home? Not necessarily. In this blog, we go over the difference between a buyer's market and a seller's market and strategies for navigating each one when buying a home.
  • couple viewing house with real estate agent

    Low and No Down Payment Mortgages

    Having a large down payment is a popular misconception among potential homeowners. We've put together this article to show you several low and no down payment programs to consider so you can achieve the home of your dreams.
  • Couple working with mortgage lender

    Understanding Adjustable Rate Mortgages (ARMs)

    Understanding the features of an adjustable rate mortgage is an essential skill that every home buyer should have. In this article, we review the benefits of an adjustable rate mortgage and the specific mortgage terms associated with the home loan.
  • Man reviewing loan estimate

    Understanding Your Mortgage Loan Estimate

    Understanding your mortgage loan estimate is important when comparing different lenders as you shop for a mortgage. This standardized form provides you all of the details regarding your loan. Learn what to look for as you review your loan estimate in this blog post.
  • Woman looking at house out of state

    How to Buy a House Out of State

    Thinking about moving out of state? Learn how to navigate the process of buying a house out of state with these simple steps. We'll guide you through the process so you can feel prepared and confident for the big move.
  • First time home buyers talking to realtors

    Mortgage Options for First Time Home Buyers

    With all the mortgage options available for first time home buyers, it may be difficult to decide which one is right for you. That's why we've created this blog to help you understand the different features of each option.
  • Man and woman reviewing mortgage paperwork

    The Process of Refinancing a Mortgage - Step by Step

    Refinancing your current mortgage could help you save money with lower interest rates and better terms. Learn how to start the mortgage refinancing process in this helpful blog.
  • colorful playground

    HOA Fees, Restrictions, and Benefits

    If you're planning to buy a home with a home owner's association, then this article was made for you. Here’s what you need to know about HOAs, how they work, what they cost, and how they can benefit you as a homeowner.
  • home inspector inspecting a home

    Home Inspection Costs: Worth Every Penny

    Skipping your home inspection can cause serious compilations down the line. In this blog, we'll cover why home inspections are so important, what's included in a home inspection, and how much they typically cost in the US.
  • Couple discussing homeowners insurance with a mortgage lender

    Homeowners Insurance Costs and Considerations

    Every mortgage lender requires proof of homeowners insurance before closing on your home. In this article, we'll review how much homeowners insurance generally costs and the factors that impact its pricing.
Let us know how we can help you. We're here to guide you through all your mortgage needs.
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To view our privacy policy please click here. 

This is not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement nor is this notice of loan approval. Mortgage approvals are rendered based on individual credit qualifications.    

Sirva Mortgage is an equal opportunity lender engaged in the business of originating residential mortgage loans. We are licensed or authorized to conduct mortgage loan origination in all 50 states plus the District of Columbia. Sirva Mortgage is not a depository institution and does not act or represent itself as a full-service bank.  Reference to the term “mortgage banker” is a common, accepted industry term referring to companies engaged only in the business of making mortgage loans. Various state laws and regulations and our license type(s) in various states refer to us as a mortgage lender, mortgage banker or mortgage broker. For our Privacy Policy and Affiliated business relationships disclosures please visit https://mortgage.sirva.com/about/about-sirva-mortgage. Please see the complete required license disclosure below. Call 800-531-3837 for more information.

Your APR on a refinance may differ from your Note Rate. For those looking to refinance – even if your refinanced rate or APR is lower, by refinancing your existing loan, your total finance charges may be higher over the life of the refinanced loan.

Sirva Mortgage, Inc. NMLS ID #2240, for licensing information, go to: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2240. Main Office Address is 6000 Lombardo Center, Suite 500, Seven Hills, OH 44131; Telephone: 1-800-531-3837. We are licensed by/as (among others): Arizona Licensed Mortgage Banker, License #0901430; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, License #4130944; Georgia Residential Mortgage Licensee #6221; Illinois Residential Mortgage Licensee #MB.0004037- Illinois Department of Financial and Professional Regulation (IDFPR), Division of Banking, Mortgage Banking Section, 555 West Monroe Street, Suite 500, Chicago, IL, 60661, (312) 793-7090; Kansas Mortgage Company License #MC.0025314; Massachusetts Mortgage Lender License #ML2240; Nevada Licensed Mortgage Banker License #1043; Licensed by the N.J. Department of Banking and Insurance; Licensed Mortgage Banker – NYS Banking Department; Oregon Mortgage Lending License #ML-186; Rhode Island Licensed Lender; Texas Mortgage Banker Registration #2240; WA Consumer Loan Company License #CL-2240.

"CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”

In Illinois - The Department of Financial and Professional Regulation (Department) evaluates our performance in meeting the financial services needs of this community, including the needs of low-income to moderate-income households. The Department takes this evaluation into account when deciding on certain applications submitted by us for approval by the Department. Your involvement is encouraged. You may obtain a copy of our evaluation. You may also submit signed, written comments about our performance in meeting community financial services needs to the Department.

Licensed Mortgage Loan Originators’ NMLS IDs are available upon request for licensing information, go to: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/2240. 

Sirva Mortgage earned the highest average score from relocation managers among national competitors in the 17th Annual Relocation Managers Survey for 2019 by Trippel & Research Survey, LLC©.

Sirva Mortgage earned the highest average score from relocating employees among national competitors in the 26th Nationwide Relocating Employee Survey for 2020 by Trippel Survey & Research, LLC©.